When it comes to home refinancing, homeowners generally have two options—changing the rate or the term of their mortgage (or both). One isn’t necessarily better than the other, as the benefits and advantages will depend on the borrower’s goal and current financial standing. For example, if you extend your mortgage term, you should be able
FHA loans are popular options because they allow borrowers to purchase a home with a relatively small down payment, and they are typically easier to qualify for than other loan types. While there are many advantages to FHA financing, they’re not the best option for everyone. If you have a good credit score and are
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